✓ Before you commit to a big purchase

What the deal actually costs you.

Free calculators price the item on their own assumptions. This one uses your price, your loan term, and how long you'll actually keep it — checks any deal-breakers you name against the real specification, and tells you whether to buy.

How it works

From sticker price to true cost.

1

Tell us what you're considering

The item or model and what category it falls into.

2

Answer a few tailored questions

Price, financing, how long you'll keep it, and a couple of category-specific details — each one explained.

3

We confirm we can deliver everything

Checkout only unlocks once we have enough to produce all six parts of the report — never before.

4

Place Order

One flat price per report — charged only once we can actually deliver.

5

Get your comparison

A clear picture of true cost, researched where it helps, plus how a realistic alternative stacks up.

What you get

The number that actually matters: total cost of ownership.

  • ✓ True total cost of ownership, not just the purchase price
  • ✓ Financing cost impact if you're not paying cash
  • ✓ Expected maintenance and running costs over time
  • ✓ Depreciation or resale-value expectations
  • ✓ How at least one realistic alternative compares
  • ✓ A clear buy/wait/reconsider recommendation
  • ✓ Any deal-breakers you name, each checked against the actual specification before you commit — not after
Get started

One flat price per report.

Tell us what you're buying, pay once, see the real cost.

Payments are processed securely by Stripe — StreamNavigator never sees or stores your card details. You will not be charged until checkout confirms every part of the report can be delivered.

FAQ

Questions, answered.

Vehicles, major appliances, and other big-ticket items where the sticker price is only part of the real cost.
You don't need exact quotes — a budget range and your best estimate for things like mileage or how long you'll keep it are fine. But we do need something for each required field (price, financing, timeline, and a couple of category-specific details) before checkout unlocks. That's a deliberate change: we used to accept a bare description and let you pay before checking whether it was enough, which sometimes meant paying for a report that came back saying it needed more detail. Now that check happens before payment, not after.
Each one materially changes the answer: location affects energy rates, insurance, and typical prices in your area; financing terms determine the actual interest cost; and how long you'll own it drives the maintenance and depreciation math. Every question on this page exists because it changes a number in your report — none are collected just to collect them, and each field explains why it's asked.
If the numbers say so, yes — the recommendation is based on the math, not on encouraging a purchase.
Online comparisons usually show sticker price alone. This factors in financing, maintenance, depreciation, and running costs — the numbers that actually determine what something costs you over time — and uses live web research where it can sharpen a figure, not just general knowledge.
Because checkout is gated on having enough information, the report should never come back saying it lacks detail. If report generation fails for a technical reason on our end, or a section genuinely can't be completed, we'll tell you plainly what happened and either regenerate your report at no extra charge or refund you in full — just email hello@streamnavigator.ai with your confirmation email. No charge is ever kept for a report we couldn't deliver.

The sticker price is never the real price.

Find Out

Analyze My Purchase
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