Answer nine questions. Twenty-eight rebate, credit and assistance programs are checked against your household, and you get the ones that fit, the ones that don’t with the fact that ruled each one out, and the office that can confirm every line. We hold no current dollar amounts and will never state one.
You see what we found before you decide whether to buy the report.
Where you live, own or rent, household size, income band, whether you expect to owe federal income tax, what you have had done, what you are planning, and what has changed. About two minutes.
How many of the twenty-eight programs your answers point at, how many are ruled out, and whether any of them interact — worked out in your browser before anything is sent anywhere.
If the scorecard finds nothing, you will know that for free. One flat price either way.
Every line named, with why your answers point at it, what would rule you out, what governs the amount, the interactions that stop two programs adding up, and the office that can confirm it.
Every program ruled out, with the specific fact that ruled it out. A customer who learns four programs are not for them has been saved four evenings.
These four rules are the reason to trust the rest of it. Each one is a way a confident-sounding report leaves a household worse off, and each is enforced by code that can only ever remove a line from your shortlist — never add one. The test enumerates every combination of answers you can give and checks that not one escapes.
The structure, from a household that owns its home in a state with an income tax, had a heat pump and insulation put in, and is planning windows.
You own your home and told us a heat pump was installed.
The amount is a percentage of what you actually spent, up to an annual ceiling. A utility rebate on the same equipment usually reduces the cost this is worked out on — apply for the rebate first, then work this out on what you were left paying.
Whoever sold you the heat pump very likely mentioned this credit at the time. Check your paperwork before treating it as new.
Confirm with the IRS guidance for residential energy credits · rules D2, D4, D5
You told us insulation was put in, and that windows are planned.
This shares one annual ceiling with the other envelope work on your list. Finishing the windows on or after 1 January puts them against next year’s ceiling instead of this one. Where the cap binds, that scheduling is worth more than anything else on this report.
Confirm with the IRS guidance for residential energy credits · rules D2, D3, T3
You own and occupy the home. Most states run a homestead exemption and add more for older owners, veterans and people with disabilities.
Written as likely-and-worth-confirming, not as settled fact, because what exists varies by state and county. Almost always has to be applied for once rather than arriving automatically — which is why it is missed for years by people who already qualify.
Confirm with your county auditor or assessor’s office
You told us you own. This one is for renters.
Named rather than quietly dropped, so you can see it was considered.
Ruled out by: tenure · 20 others ruled out, each with its reason
You did not tell us which company sends your electricity bill, so the two utility lines have to be confirmed by you, by name.
Named here rather than assumed. A program we can neither rule in nor out is one you should know to check yourself.
1 open question
Nine questions, a free scorecard, and one flat price if you want the detail.
If your answers point at nothing, you will know before you pay — the scorecard shows it free. What the report gives you then is the verification: all twenty-eight programs named, and the specific fact that rules each one out. That is a different thing from a vague feeling that you are probably not missing anything.
And if nothing at all comes back — no shortlist and nothing even worth confirming — the charge is refunded automatically and you keep the report. You do not have to ask, and there is no form. If what does come back turns out not to be worth acting on, reply to the delivery email and we refund it in full.
Twenty-eight programs checked against your household — what fits, what is ruled out and why, what governs each amount, and the office that can confirm it.
Federal programs are the same everywhere. State, county and utility ones are not, and those are most of them.
Identifies your utility territory, and a few federal conditions are tied to the address itself.
Splits the catalogue roughly in half.
Almost every income test is adjusted for household size.
A band is plenty. Nobody here needs your exact figure.
The most useful thing you can tell us. A credit against tax you do not owe is worth nothing that year, and several of these are exactly that.
Tick nothing if there was nothing. An empty answer is an answer; a skipped question is not.
This is what produces the dated lines — the ones telling you when to finish the work.
The same expense cannot be used twice, and installers very often claim or advise on it at the point of sale.
Every utility line has to be confirmed with them by name.
Purchase receipts and utility bills help the write-up quote real dates and providers. They do not change the shortlist — that is decided by your answers above, which is why the scorecard can be free.
Your documents are read once and the copy sent for analysis is deleted immediately afterwards. The upload itself stays in encrypted storage for 90 days so we can regenerate your report if anything goes wrong, then is deleted automatically.
🔒 Payments are processed securely by Stripe — StreamNavigator never sees or stores your card details.
Read this before you start. It is most of what separates this from a confident-sounding guess.
Nine questions, a free scorecard, and a shortlist that shows its working.