Upload your bills and we find the line items you are paying for and no longer need — the equipment fee, the promotion about to end, the instalment that outlived the device, the add-on from four years ago — and tell you exactly what to say to stop them. No bank login, ever.
You see what we found before you decide whether to buy the report.
Internet, phone, insurance, utilities, gym, warehouse club. Most households have four to eight worth checking; fewer than three and there is usually not enough to compare.
Do you rent your modem. Are you on a promotional rate. Is the phone paid off. About twenty seconds a bill, and those answers are what the checks run on — a statement can show us the amount, but only you can tell us what you still want.
How many things are yours to stop and what they are worth a year, worked out in your browser before anything is sent anywhere.
If the scorecard finds nothing, you will know that for free. One flat price either way.
We read the statements themselves, quote the lines back to you, and give you the call to make and the words to say — ordered by what it is worth against how long it takes.
Every one of these is arithmetic on your own bill. We do not hold a database of what things cost and we will never tell you a bill is above market — nobody publishes anything trustworthy about what your neighbours pay, and a made-up comparison is worse than no comparison. What we can tell you is which lines on your own statement are yours to stop.
Figures changed. Every finding names the check it came from and the line on the bill it rests on.
You pay $15 a month to rent it — $180 a year, every year, forever.
Buying your own is a one-off of roughly $60–$160, so it pays for itself in 4–11 months. Confirmed — the rental line stops.
Check the provider’s approved-device list first, buy one, swap it, and return the rented unit. Keep the return receipt: an unreturned-equipment charge is the one way this goes wrong.
Check H1 · equipment rental line on your bill
You pay $89 a month now. The standard rate is $104, so when this ends your bill rises by $180 a year.
Not a saving — a rise coming. This figure is never added into your total. It is here because it is the largest number on your bills and the only one with a deadline.
Call about a month before 30 November and ask what retention rate they can put you on. Say you are comparing providers and mean it.
Check H2 · end date printed on your bill
$27.08 a month for a handset you told us you finished paying for in March.
Confirmed. Ask for the line to be removed and for the months billed after the final payment to be credited back. Have the payoff date ready.
Check H3 · instalment line, against your own answer
You told us your card already carries roadside cover, and that you rely on this one.
We are not going to tell you to drop it on the strength of a form. Duplicate cover is sometimes deliberate, and the exclusions in two policies are rarely identical — card cover often stops at a mileage limit the policy does not have. Read both, then decide. If it turns out to be genuinely duplicated, it is $96 a year.
Check H5, held by safety rule S1 · you said you rely on it
No rented equipment, no promotional rate running out, no add-ons, and the autopay discount is already applied.
Four checks ran on this bill and it holds up. That is a result, not a gap.
Checks H2, H4, H6, H7 · all clean
You did not tell us whether the security monitoring contract includes rented equipment, so check H1 could not run on it.
Named rather than quietly dropped. It is one line on your statement and it is the difference between six findings and seven.
Check H1 · could not run
One price, however many bills you have.
If we find nothing, you will know before you pay — the scorecard shows it free. What the report gives you then is the verification: every bill named, every check that ran on it, and the amounts behind them. That is a different thing from a vague feeling that you are probably fine.
If the report misses what it promised, we refund in full.
Seven checks run against every recurring bill you send — with the line it came from, what it is worth a year, what kind of figure that is, and exactly what to say.
Most households have four to eight worth checking. Fewer than three and there is usually not enough to find. Do not forget the ones that bill once a year — a warehouse club, a monitoring contract, an annual insurance premium.
PDFs or clear photos both work. The scorecard above covers only what you have typed; we read the statements themselves when we build the report, which is where the lines you did not know to look for come from.
Send last year’s bill too if you have it. Your own statement against your own statement a year ago is check H7, and it needs no outside data at all — it is the one comparison we can make honestly.
Your bills are read once and the copy sent for analysis is deleted immediately afterwards. The upload itself stays in encrypted storage for 90 days so we can regenerate your report if anything goes wrong, then is deleted automatically.
🔒 Payments are processed securely by Stripe — StreamNavigator never sees or stores your card details.
Read this before you start.
You will know which before you pay anything.