Twenty-eight checks against your document’s own arithmetic and the federal rules that govern it — twenty-seven on a refinance, where there is no purchase contract to check against. Every one named below.
You see first if there are issues to verify, before you decide whether to purchase a report.
The only document we need. Add your Loan Estimate and contract if you have them — more checks, same price.
One tap, plus your property type.
We’ll show you how many issues we find, what they are worth to you, and we flag anything we could not read.
Buy it to chase what we found — or to have every check written down, naming what each one measured and what it showed. One flat price either way.
Findings ordered by severity — confirmed arithmetic errors first, then potential rule violations — each marked changeable now, likely locked, a possible post-closing remedy, or needing another document.
The whole list — the same twenty-eight your report scores itself against. Eighteen run on the Closing Disclosure alone; the rest need an answer, your Loan Estimate, your escrow account statement, or your contract.
Eighteen checks, no extra documents.
One check. A Closing Disclosure shows the whole opening escrow deposit, not the cushion inside it, so this is the only document that can settle it.
Two checks, from the property type you pick.
Seven checks — including the only ones that can conclude money is owed back.
One check, often the largest finding in the report.
Every finding carries one of these, so you know what is worth a phone call today.
Figures changed. Each finding names the check it came from.
Lender fees cannot increase without a documented changed circumstance.
Possible post-closing refund
Federal rules cap the cushion at one sixth of a year's escrowed costs — two months. Yours holds more.
Changeable now
Section F bills 22 days. Your disbursement date leaves 8 days of interest to month end.
Changeable now
Your contract provides a $6,000 seller credit toward closing costs. Section L shows $4,500.
Changeable now
One price, whatever you upload.
If we find nothing, you will know before you pay — the scorecard shows it free. What the report gives you then is the verification: all twenty-eight checks named, each with the figure it was measured against and what it showed. The arithmetic on the largest document you will sign this decade, independently reproduced, on one page you can hand your lender, your agent, or your own file.
If the report misses what it promised, we refund in full.
An independent recheck of your Closing Disclosure against its own arithmetic and the federal lending rules.
Optional documents unlock extra checks at no extra cost. Drop them all in the same box.
Your documents are private and are never shared. The copies we send for analysis are deleted immediately afterwards; your uploads stay in encrypted storage for 90 days — the same window you have to raise a tolerance cure — so we can regenerate your report if anything goes wrong, then are deleted automatically.
Loan Estimates: send the most recent one. If you have every revision, send them all — it fixes the legal baseline.
Three quick questions. They decide which checks can run, and they all run in your free scorecard.
If you send a purchase contract, buyers get seller-credit reconciliation. Refinances get payoff and per-diem verification, and your rescission window.
Only matters if you are sending a Loan Estimate. Without a written list, Section C charges are tested at zero tolerance — any increase may be refundable.
Payments are processed securely by Stripe — StreamNavigator never sees or stores your card details.
Read this before you upload.